Role: Cards and Merchant Business Analyst
Job Description:
Knowledge of Cards Issuing, Cards Management and Servicing, Merchant Acquiring Systems, Merchant Payment Gateway and/or the end-to-end cards processing from merchant/POS stand point
Ability to understand cards and merchant business process and requirements and translate into a functional requirement across a wide array of products and technologies.
Well versed with Transaction Authorization, Submission, Settlement, Reconciliation, Dispute and Chargeback
Strong knowledge of ISO8583 messages
Strong knowledge of EMV data processing - Request and Response Cryptogram
Strong hold on Credit Card, Prepaid Cards processing
To undertake business analyst roles covering SDLC phases (requirements, specifications, test cases, and implementation) using AGILE methodology of delivery
Document and maintain EPICs, Use Stories, Functional Design, and System Specification
Liaising with business teams, colleagues, third party vendor(s) & partner systems to formulate detailed requirements.
Interpreting user requirements and produce detailed documentation (including processes) to be used to communicate to technical and test teams
Producing high-level and detailed impact assessments to inform estimated effort for work packages
Writing, analyzing & reviewing high level test scenarios
Involvement in analysis & investigation of Production defects and Testing issues raised during project life cycle
Ability to walk-through Business Operations team the detailed requirements and the technical design to showcase the solution
Required to encourage best practices in the development of solutions and ensure delivery of qualitative and cost-efficient system solutions
Expected to carry out knowledge sharing, and training activities where required
Skills:
15+ years of Issuing and Acquiring experience, having worked in Tier-1 IT organizations in BFSI domain for large cards ecosystem system implementation projects, EMV, payments gateway projects
Good understanding of the Cards systems and e2e flows for origination, underwriting, cards application processing, issuance, account management, disputes and chargeback, cards servicing etc.
Good understanding of the merchant systems and e2e flows for authorization, refund, stand-in, cancellation, partial approval etc.
Sound of understanding of payment formats such as ISO8583
Product Skills - V+, ACI Acquirer Management System, Fiserv would be preferred
Ability to drive RFPs, provide solution, host practice initiatives, demonstrate practice credential during customer visits
Excellent communication skills with ability to lead domain discussions independently.
Proven ability to work with senior stakeholders and business sponsors and gain consensus and agreement
Posted Date: 22 Dec 2024
Reference: JS2868747356
Employment Agency: Wipro
Contact: Wipro